Terms of Service and Disclaimers
TERMS OF SERVICE
Effective Date:10/11/2025
Last Updated: 1/11/2025
Welcome to xlmmeia.com, operated by XLM Media LLC (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of the Site and any related services we provide, including advertising, affiliate links, referral programs, promotional media, and informational content (collectively, the “Services”).
By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Site or Services.
1. Nature of Services
Our Site provides advertising, promotional, and marketing services for the goods and services of others. We feature links to third-party retail websites, affiliate offers, coupons, rebates, product reviews, financial service providers, digital wallets, and cryptocurrency exchanges. We also provide online business information and advisory content in the fields of online retail, e-commerce, fintech, and digital assets. We do not sell, trade, exchange, or custody any cryptocurrency, financial instruments, or securities. All transactions and engagements occur directly between you and the third-party companies we reference or link to.
No Accounts, Payments, or Personal Data Collection
We do not require users to create accounts, submit personal information, or provide email addresses to access or use this Site. We do not process payments, store financial information, or collect personal data. Any transactions or financial engagements occur solely between users and third-party providers accessed through affiliate or referral links.
Cookies and Basic Analytics
Our Site may use essential cookies and basic analytics tools to ensure proper operation, improve performance, and measure general traffic trends. These tools do not personally identify users and are not used for targeted advertising or user profiling. By using the Site, you consent to the use of such cookies.
No Fiduciary Duty
Nothing on this Site creates a fiduciary relationship, advisory relationship, or duty of care between us and any user. We do not act as an agent, broker, advisor, or representative on behalf of users or third-party providers.
Assumption of Risk
By accessing this Site and engaging with any third-party services referenced or linked herein, you acknowledge and agree that you assume all risks associated with cryptocurrency, blockchain technology, digital assets, financial services, and third-party platforms.
No Offer or Solicitation
Nothing on this Site constitutes an offer, solicitation, or recommendation to buy, sell, or hold securities, tokens, or investment contracts under U.S. or international law.
Third-Party Information Accuracy
Information related to pricing, availability, fees, rewards, or services provided by third parties may change without notice and may be inaccurate or outdated at the time it is viewed. We make no representations regarding the current accuracy of such information.
Jurisdiction and Venue Consent
By using this Site, you consent to the exclusive jurisdiction and venue of the state and federal courts located in York County, Pennsylvania, and waive any objection to such jurisdiction or venue.
2. Affiliate Relationships and Compensation Disclosure
Some links on our Site are affiliate links, meaning we may earn a commission or referral fee if you make a purchase, open an account, or complete a transaction through those links. This comes at no additional cost to you. We are an independent media and marketing platform. The inclusion of a link, advertisement, or promotion does not constitute an endorsement, guarantee, or partnership with the third-party provider. We encourage you to conduct your own research before engaging with any third-party service.
3. Third-Party Websites and Services
Our Site may contain links or references to third-party websites or services not owned or controlled by us. We are not responsible for the content, policies, or actions of any third party. Accessing any linked site is done at your own risk and is subject to that site’s own terms and privacy policy.
4. No Financial, Legal, or Investment Advice
All information provided on this Site is for general informational and educational purposes only. Nothing on this Site constitutes financial, investment, or trading advice, legal or tax advice, or an offer or solicitation to buy or sell securities, digital assets, or other financial products. You should consult a qualified professional before making any financial or investment decisions.
5. User Conduct
By using our Services, you agree not to violate any applicable laws or regulations; interfere with or disrupt the Site’s functionality; attempt to gain unauthorized access to systems or networks; copy, reproduce, or distribute our content without permission; or misrepresent our relationship with any third-party service.
6. Intellectual Property
All content on the Site—including text, graphics, logos, videos, and trademarks XLM Media™, —is the intellectual property of XLM Media, LLC or its licensors. Unauthorized use or reproduction is strictly prohibited.
7. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or Services. We do not guarantee the accuracy, timeliness, or completeness of any third-party information presented.
8. Indemnification
You agree to indemnify, defend, and hold harmless XLM Media, LLC, its affiliates, officers, directors, agents, and employees from any claims, damages, liabilities, or expenses arising out of your use of the Site or violation of these Terms.
9. Modification and Termination
We reserve the right to modify or discontinue the Site or Services at any time, with or without notice. We may also update these Terms periodically. Continued use of our Site after changes are posted constitutes your acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law principles. Any dispute shall be resolved exclusively in the courts located in York PA.
11. Contact Information
For questions about these Terms, please contact:
XLM Media, LLC
Email: xlmmediaofficial@gmail.com
Address: 2120 Brougher Lane York, PA 17408
DISCLAIMERS
General Disclaimer
All content provided on this Site is for informational, educational, and entertainment purposes only. We make no representations or warranties regarding the accuracy, reliability, or completeness of any information or third-party offers presented.
Affiliate Disclaimer
We participate in affiliate and referral programs and may receive compensation when users engage with or purchase through our links. This does not influence our editorial integrity or recommendations.
Financial Disclaimer
We are not financial advisors, brokers, or dealers. None of the content on this Site constitutes investment advice or an offer to buy/sell any asset. Always consult a licensed financial professional before making decisions related to cryptocurrency, digital assets, or financial products.
Cryptocurrency Disclaimer
Cryptocurrency and blockchain-related products involve risk, including potential loss of principal. Users should verify all information and assess their own risk tolerance before engaging with any exchange or wallet provider. We do not hold, manage, or transmit cryptocurrency on behalf of users.
Third-Party Disclaimer
All trademarks, company names, products, and logos are property of their respective owners. Any mention or inclusion does not imply affiliation, endorsement, or partnership.
No Guarantee
We do not guarantee results, accuracy, or performance of any third-party service, product, or offer linked on our Site.
Advertising & Pay-Per-Click Disclaimer
Our Site may display third-party advertisements, sponsor content, or pay-per-click (PPC) promotions. We may receive compensation when users click on these advertisements, engage with a promoted offer, or take specific actions through our advertising placements.
All advertisements are provided by independent third parties. We do not control, endorse, or guarantee the content, claims, products, or services offered in any advertisement. The presence of an advertisement or sponsored listing does not imply our endorsement or recommendation.
Users are encouraged to verify any product, service, or company claims independently before engaging or making any purchase. We are not responsible for any losses, damages, or disputes arising from interactions with advertisers or sponsored entities featured on our Site.